David Rodriguez
Chief Credit Officer and Vice President
Ponce De Leon Federal Bank
With over twenty years in banking, David Rodriguez currently heads up the mortgage origination unit at Ponce De Leon Federal Bank - a local bank in the Bronx, NY. His team consists of three underwriters, five processors, and two administrative staff. David and his team manage all aspects of a high volume deal pipeline to ensure efficient workflow from initial receipt of a deal package to approval by Loan Committee and/or the Board of Directors. David reports directly to the bank’s President concerning credit and compliance issues. He is also a member of the Bank’s Loan Committee and is responsible for presenting new deals to the Board of Directors.
Prior to joining Ponce De Leon in April of 2005, David was a Relationship Manager at Bank of America in New York City for eight years. At BOFA, David was responsible for building and retaining business in a specialty market segment (primarily responsible for increasing loan volume, generating fee income, and cross-selling products). He managed all aspects of client financial relationships for a loan portfolio of $250 million, consisting primarily of apparel and textile clients. Responsibilities included the design, development, and management of client-specific finance strategies, including revolving lines of credit, trade finance, cash management, derivative products and other business solutions.
David is a Board Member of the Bronx Initiative Corporation, an organization whose purpose is to promote economic development in low and moderate income communities of the Bronx County of New York City.
